Property types
Insuring a condo rental vs. a house rental
A rental house is insured top to bottom by your policy. A rental condo shares coverage with the association's master policy; your policy covers the interior, furnishings, liability and assessments. Check rental rules either way.
Condo rentals
- Read the master policy type
- Carry loss assessment
- Confirm short-term rentals are allowed
- See FloridaCondominiumInsurance.com
House rentals
- Insure full replacement cost
- List pools, docks and outbuildings
- Consider separate flood
Coverage depends on the policy, the insurance company and underwriting approval. Nothing here is a promise of coverage or price.
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Or call (813) 291-3484.