Florida vacation rental insurance
Vacation rental insurance for Florida Airbnb and VRBO hosts.
Vacation rental insurance covers a home or condo you rent to short-term guests: the building and furnishings, your liability to guests, and lost rental income after a covered loss. A standard homeowners policy often won't. Nymble Insurance LLC, a licensed Florida agency, places single units, multi-unit properties and hosts with many rentals.
- Homes, condos, townhomes and multi-unit rentals
- Host liability, contents and loss of rental income
- One agency handles your quote. Your info isn't sold.
Find your page
Short-term rental insurance
What a real STR policy covers.
Host liability
Guests, pools, docks, stairs.
Loss of rental income
When a covered loss cancels bookings.
More guides
Condo vs. house
Master policies and HOA rules.
Multi-property hosts
Two units or twenty.
Platform protection
Why it isn't insurance.
What a vacation rental policy usually covers
- Dwelling and other structures
- Furnishings and supplies
- Host liability for guest injuries and damage
- Loss of rental income after a covered loss
- Guest theft and damage, depending on the policy
How does it work?
1. Tell us about the rental
Property, nights, guests, amenities, management.
2. We shop it
A licensed agent reviews your listing.
3. You choose
We explain coverage and storm terms first.
Coverage depends on the policy, the insurance company and underwriting approval. Nothing here is a promise of coverage or price.
Florida's vacation rental coast
Photographs are for illustration only. They are not our customers or their homes.
Florida vacation rental insurance questions, answered
Does homeowners insurance cover Airbnb in Florida?
Often not, or only in limited ways. Tell your agent how you rent so it's written correctly.
Do you insure multi-unit vacation rentals?
Yes: duplexes, small multi-unit buildings and hosts with many units.
Is Airbnb or VRBO host protection enough?
It isn't a policy you own and has its own limits. Most hosts carry their own policy.
What do I need for a quote?
Property details, nights rented, max guests, amenities, management and your current policy.
Who is Nymble Insurance?
Nymble Insurance LLC is a licensed Florida insurance agency (License L131669, NPN 21626709). One agency handles your quote, and your information is not sold.