Host liability for Florida vacation rentals

Host liability covers claims that a guest or visitor was hurt, or their property damaged, because of your rental. Pools, docks, balconies, outdoor stairs, golf carts and water toys are frequent sources of claims. Disclose them so coverage fits.

Reduce the risk

Fence pools with self-latching gates
Maintain stairs, railings and decks
Provide life jackets with water toys
Use a rental agreement and house rules

Higher limits

Many hosts add an umbrella. See UmbrellaInsuranceFlorida.com.

Coverage depends on the policy, the insurance company and underwriting approval. Nothing here is a promise of coverage or price.

Get my rental quote

Or call (813) 291-3484.

Common questions

Are golf carts covered?

Often not without specific coverage. List them.